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It is very discussed the issue, that investing in the stock market is risky. There are also comments, in which mention that the purchase and sale of shares is a gamble. the truth is that there are people that made money with the bag. But many more people who have lost a lot of money.

In research, show that there is a common in people who lose in the bag. And the problem is that over 90% of people invest without knowing, without study, without being prepared. The funny thing is that nobody throws a deep pool without knowing how to swim, no one can guide a car without having learned to manage and no one dares to open a business, if you know anything about. But, many people invest knowing the market trend, if the action is going to buy sale or purchase. Many things and just know that’s why they make mistakes.

• First, do not know how to choose a good broker and open an account with one because he does not know one person who recommended it.
• Second, make an opening … rather, make a purchase of an action, because they heard on television, read in the newspaper or your broker specialist, said that action was on the rise. Generally the media, inform you of the things that have passed, they say it will never be an accident, you say there was an accident, they say it will never be a robbery, you say there was a robbery in the case of shares rose inform you when.
• And third, very few people who can make their operations. Those who make their own, they hope to win on the rise … but opening and closing its operations at the time and the wrong way, as a result … lose their money. And those who handle operations specialists … the result is the same … they do not care if the investor wins or loses, they, like take their commission. Very few people, thankfully with these methods have made money.

He who can make their operations, you know, you can make money when the market is going up or when it is downhill. He knows it’s stock options … and other types of operations. And of course, is good at fundamental analysis and technical analysis.

Economists are criticized for being too conservative and not to include emotional patterns of economic

The systemic risk of widespread panic that followed the U.S. government not to support Lehman Brothers became a reality with all the consequences that followed it. Fortunately the government has supported AIG may post otherwise we would have had a major crisis of confidence.

Economists are criticized for being too conservative and not to include emotional patterns of economic agents, in their analysis. Economics is likely to evolve to include indicators of the impact these trends.
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Markets are, unfortunately, still filled with uncertainty. It is therefore important to examine trends. There will always be a certainty that there will be new trends that will not necessarily in the same direction as the certainty of results.

Economists and analysts are constantly revising their forecasts because economic theory is interdependent with the changing trends reinforced by collective emotions in decision-making process.

An investor who is interested in the psychology of the investment would benefit from:
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Investors do not like to lose. But this behavior increases, unfortunately, the risk of loss.

Learn from mistakes

Any specialist “coaching” management will tell you: It is with failures that are built for success. It is also true in investment management.

I met several investors who are successful in their investment management over a long period. A common point that has largely contributed to their success is the significant failures of their beginning. Often they have lost their initial investment. Unlike most investors, they analyzed the causes of these failures and have rebuilt their management from these bad experiences. They learned from their mistakes.
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Your attitude changes when markets are down, and 90% of your actions are dictated by your unconscious.

When the market is bullish, you feel you have a high tolerance for risk, and when he is down you realize that your tolerance has dropped drastically. This is the case for many investors.

Your conscious mind pushes you to the perseverance and patience, but your subconscious tells you otherwise when markets fall. The most recent studies estimate that about 90% phycology your behavior is dictated by your unconscious. It is important that you exchange with your financial advisor about your attitude, major declines in financial markets, or you may get very low yields of the average investor, as listed by the study of Dalbar : Performance 5% below market because this will probably cash you lost to every major market correction.
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Who knows what your client may fall by surfing the Internet? Yet we know the song: explosive yield, a guaranteed investment and almost zero risk …

The Canadian Securities Administrators (CSA) Month end investor education by launching an awareness campaign on Internet fraud.

The campaign will include online interactive advertising and social media ads that will direct users to the video and the site of a fictitious company, BlueHedge Investments, to illustrate how fraudsters go about attracting unsuspecting investors in cyberspace.
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Due to the high volatility of financial markets experienced during the third quarter, the Russell Financial Health Index has reached a score slightly below its level at the same time last year and near the low point since its inception, in early 2008.

This index, measured through an online survey that assesses the financial health of Canadian investors, shows that Canadians are still plagued by volatile markets and the economy in general, according to Russell.

The fund company remains optimistic that global growth will resume, although the recovery is slower and weaker than it had hoped. “In our view, the volatility of recent months comes from feeling short-term investors, not company fundamentals. Indeed, our recent perspectives conclude that a majority of portfolio managers anticipate modest growth, but positive, “said Keith Pangretitsch, National Sales Manager at Russell Investments Canada.
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Risk tolerance is something we often talk about when to invest or establish a business and yet we do not know necessarily what is our real tolerance. Do not confuse risk tolerance and choose stupid just because you are able to cash a risk that you will make choices over the leg on your investments. Rather, it is you set a policy and take positions measured in this light.

Risk tolerance is defined as: your ability to see an investment losing value and get to sleep at night. It is very related to your emotional capacity, but also let down to earth, the money you really can afford to lose.
Know why? Because you will make your decisions based on it. If you do not know, you’re going to tell stories (self-rationalization) to justify why you do not invest (or not) and, worse, you could make many decisions contrary to your interests ( fear is not a good guide ).
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So far this year, the price of gold has appreciated nearly 28% (he even exceeded the maximum 35% in early September, when gold jumped above $ 1,900 per ounce). But what happened to the funds that bet on mining companies? In the best cases, are close to 4% revaluation, a “gap” which the managers believe to be correct over time.

Historically, the correlation between financial assets has been very high, above 75%. A situation that can only be explained by global factors such as the spread of crisis_ (which has led to indiscriminate disinvestment in all types of actions), or other more specific, the fact that investors have been appreciating over the increased costs of these companies that their profit margins.
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Taxes other according to membership tiers. The importance of thresholds. How to transfer the surplus to pay less.

Increasing the stamp duty on securities deposit accounts is one of the measures introduced since the last financial maneuver. For investors is an important innovation. We talked with James Saver, independent financial adviser and author of the blog Banking Secrets , and we discovered how to mitigate the worst damage.

Stamp duty of custody – from 2011, if the nominal value is less than 50 thousand euros titles, the mark remains an annual 34.2 euros (17.1 euros if the item is six months; 8.55 if it is quarterly, 2, if 85 monthly), for amounts between 50 thousand to 150 thousand euros, the annual stamp duty will be 70 euros, from 150 thousand to 500 thousand euro, the mark of the year will be 240 euros, for deposits with a face value greater than 500 thousand euros, the mark will be the year of 680. From 2013 onwards, the annual tax will increase to 230 euros for 50 thousand and 150 thousand between deposits, deposits at 780 euros per 150 thousand and 500 thousand in value, and 1,100 euros for deposits in excess of 500 thousand euros. The stamp will remain at 34.2 euros annually for deposits of less than 50 thousand euros.
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