How is the transmission of inheritance in insurance?

January 23, 2011 | In: insurance

Succession is the transmission to one or more persons living (where a person judicially presumed absent) Property left by a deceased person. This succession is governed by different laws which differ according to family situation, the importance of succession.
In addition, the state intervenes at death of a person to collect a tax. This part of the state is commonly called the law of succession. Its importance varies depending on the wealth of the deceased.

The role of the will
The will may take several forms: It may be true (that is, notified by the notary in the presence of two adult witnesses who are not part of the family, or legatees) or holographic (written on plain paper imperative but the handwriting of the testator must sign and date).


If the deceased has not expressed its will, the succession is a succession ab intestate is to say without a will. The transfer of assets is then determined according to the principles of the Civil Code. Conversely, we talk about wills. The persons named as heirs in the will are called beneficiaries.

Any succession obeys rules and principles governed by the Civil Code:
These principles will protect the children, notably on issues of inheritance.

In addition, the use of a notary is mandatory in cases where the deceased made a will, marriage contract , donation, or owns property. The notary’s role is to establish the list of heirs and their respective rights, to take stock of the estate of the deceased, to perform the various formalities Administration.

The ownership of the estate is passed on to his heirs at the time of death. When there are several heirs, there was a period of joint ownership which is a kind of joint ownership of property of the deceased pending sharing. To be an heir, it must exist at the time of the opening and not trying to kill the deceased. According to the Civil Code, the absentee is a person who disappeared from his home or residence without giving any news.

The fact sheets on the legacy

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