Bypassing the natural euphoria last week of December and the new year, life begins to return to normal. Gradually we all go back to our daily activities, but with the feeling that things will go better this year, as often happens on these dates. The...
Some time ago I wrote a guest post entitled My Retirement Plan (Plan Your Finances in) where I told my story and how the 34 years I have left to reach retirement age in Peru playing in my favor. I no longer think of retirement as a distant event for which...
Quebecers are Canadian investors less likely to have a financial plan with only 44% of them have one, as against 51% on average across Canada, according to a recent survey commissioned by BMO Nesbitt Burns.
The survey also revealed that 67% of...
Last year, only 34% of Canadians had a financial plan. In 2011, this proportion rose to 56%, according to a recent survey by the Bank of Montreal (BMO).
"It is encouraging that people are beginning to recognize the importance of a financial plan, says...
Advisor’s investment knowledge seen as primary benefit
Among those who work with an advisor and those who do not the most frequently cited primary benefit of working with an advisor is access to the advisor’s knowledge, rated as a primary benefit...
Everyone should have a financial plan. For most of us, it is cash my paycheck pay my bills and then have a good time! And even if we want to be doing better than that sometimes we just don't know where to start. But it is possible to create your...
Making a financial plan for security can often be half the battle in a long term struggle. Once you know where you are going, the first steps become alot easier to make! Getting organized and deciding on your goals should be the first two steps in your...
You wouldn’t take a trip without knowing where you’re going, so why spend money without a plan? A financial plan outlines your financial goals and provides you with the road map to achieve those goals. Without planning, you might not have enough cash...
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