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Many investors often look for tax breaks in order to keep their investment capital free from extensive payments to the government. A charitable gift in a tax-efficient arena is often considered by many investors in Missouri because of the Missouri Botanical Garden project that offers good tax benefits to investors. Making a charitable donation is beneficial because it is usually money to the investor that would otherwise be taxed twice.


anything in excess of two million dollars will be subject to a federal estate tax. A simple estate plan is something that many tax efficient investors are considering in Missouri because it can direct anything above that level of money to a charitable organization.

One such organization to consider is the Botanical Garden. Giving away those assets on which an added income tax is owed is not always an attractive idea but the Botanical Garden is something that many residents enjoy and therefore feel it is a good tax efficient investment in Missouri.

Besides just the Botanical Garden in Missouri there are other strategies for the tax efficient investor. They can start with an IRA or a retirement plan account first. Then, a deferred annuity and some savings bonds are also taxable assets that are beneficial. Although these are good strategies an IRA for a charitable organization retains its entire value without being subject to tax and is therefore one of the more popular choices for Missouri residents.

For owners of big retirement plans a charitable remainder trust might make better financial sense because there?s often a high estate tax deduction in this method of investment. In addition, this strategy can set up the entire retirement plan distribution without paying current income tax and ensure a continuous income for a surviving spouse.

These types of tax efficient investments in Missouri can be relatively complex, so it is very important to first seek the advice of a competent professional advisor and make sure gift assets are properly implemented.

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